Median pay for insurance agents runs from $29,990 in Arecibo to $96,960 in Western Wyoming nonmetropolitan area — a 3.23× range across 506 metropolitan areas. The national median of $62,280 sits inside that range but describes no particular market.
The top tenth of insurance agents earn $138,140 or more; the bottom tenth earn under $37,330. That is a 3.7× gap within the same occupation, in the same year. A spread this wide means the job title is not what determines pay — specialisation, employer type, seniority or book of business is. Expect the early years to sit near the bottom of the band rather than the middle, and treat the $62,280 median as a waypoint, not a destination.
Western Wyoming nonmetropolitan area () leads and Arecibo (PR) trails, but the gap is modest. For a role like this the more useful comparison is not between cities but between the 10th and 90th percentile within one — see the band above.
| Metropolitan area | Median | Hourly | LQ | Employed |
|---|---|---|---|---|
| Western Wyoming nonmetropolitan area | $96,960 | $46.62 | 0.85 | 270 |
| San Francisco-Oakland-Fremont CA | $95,640 | $45.98 | 0.66 | 4,860 |
| Fond du Lac WI | $95,110 | $45.72 | 0.9 | 120 |
| West North Dakota nonmetropolitan area | $89,990 | $43.26 | 0.94 | 250 |
| Northeast Alabama nonmetropolitan area | $89,800 | $43.18 | 0.58 | 270 |
| Minneapolis-St. Paul-Bloomington MN-WI | $84,670 | $40.71 | 1.12 | 6,750 |
| Santa Maria-Santa Barbara CA | $83,990 | $40.38 | 0.57 | 350 |
| Bloomington IL | $82,040 | $39.44 | 2.87 | 780 |
| Sheboygan WI | $81,550 | $39.21 | 0.56 | 100 |
| Philadelphia-Camden-Wilmington PA-NJ-DE-MD | $81,540 | $39.20 | 0.95 | 8,480 |
| Milwaukee-Waukesha WI | $81,080 | $38.98 | 0.89 | 2,250 |
| Sacramento-Roseville-Folsom CA | $80,940 | $38.91 | 0.83 | 2,780 |
| Madison WI | $80,700 | $38.80 | 0.86 | 1,090 |
| New York-Newark-Jersey City NY-NJ | $80,620 | $38.76 | 0.73 | 21,280 |
| La Crosse-Onalaska WI-MN | $80,300 | $38.61 | 0.51 | 130 |
| Boston-Cambridge-Newton MA-NH | $80,120 | $38.52 | 0.89 | 7,420 |
| Sioux Falls SD-MN | $79,690 | $38.31 | 1.19 | 660 |
| Santa Rosa-Petaluma CA | $79,680 | $38.31 | 0.7 | 440 |
| Barnstable Town MA | $79,520 | $38.23 | 0.64 | 180 |
| Rochester NY | $79,150 | $38.05 | 0.61 | 930 |
| Charleston-North Charleston SC | $78,890 | $37.93 | 1.09 | 1,330 |
| Providence-Warwick RI-MA | $78,610 | $37.80 | 0.88 | 1,950 |
| Green Bay WI | $78,490 | $37.73 | 0.71 | 380 |
| Northern Indiana nonmetropolitan area | $78,250 | $37.62 | 0.84 | 550 |
| Massachusetts nonmetropolitan area | $77,790 | $37.40 | 0.56 | 70 |
| Metropolitan area | Median | Hourly | LQ | Employed |
|---|---|---|---|---|
| Arecibo PR | $29,990 | $14.42 | 1.19 | 130 |
| Mayaguez PR | $34,600 | $16.64 | 0.84 | 130 |
| Aguadilla PR | $34,800 | $16.73 | 0.81 | 120 |
| Southern West Virginia nonmetropolitan area | $35,170 | $16.91 | 0.57 | 130 |
| El Paso TX | $35,210 | $16.93 | 0.95 | 1,000 |
| Lawton OK | $36,280 | $17.44 | 0.93 | 120 |
| Northwest Oklahoma nonmetropolitan area | $36,710 | $17.65 | 1.12 | 340 |
| Logan UT-ID | $36,760 | $17.67 | 1.05 | 220 |
| Las Cruces NM | $36,760 | $17.67 | 1.04 | 260 |
| East Tennessee nonmetropolitan area | $36,890 | $17.74 | 0.37 | 160 |
| Metropolitan area | Median | Hourly | LQ | Employed |
|---|---|---|---|---|
| Bloomington IL | $82,040 | $39.44 | 2.87 | 780 |
| Guayama PR | $37,370 | $17.97 | 2.48 | 100 |
| Des Moines-West Des Moines IA | $61,140 | $29.40 | 2.36 | 2,940 |
| Colorado Springs CO | $58,640 | $28.19 | 2.2 | 2,150 |
| South Nebraska nonmetropolitan area | $63,320 | $30.44 | 2.08 | 1,000 |
| Tampa-St. Petersburg-Clearwater FL | $60,820 | $29.24 | 1.96 | 8,750 |
| Great Falls MT | $60,350 | $29.02 | 1.94 | 220 |
| Northeast Nebraska nonmetropolitan area | $59,990 | $28.84 | 1.86 | 550 |
| Northwest Nebraska nonmetropolitan area | $46,180 | $22.20 | 1.84 | 220 |
| Omaha NE-IA | $63,520 | $30.54 | 1.81 | 2,770 |
| Columbus GA-AL | $65,680 | $31.58 | 1.76 | 630 |
| East-Central Montana nonmetropolitan area | $60,750 | $29.21 | 1.75 | 320 |
| Metropolitan area | Median | Hourly | LQ | Employed |
|---|---|---|---|---|
| New York-Newark-Jersey City NY-NJ | $80,620 | $38.76 | 0.73 | 21,280 |
| Dallas-Fort Worth-Arlington TX | $59,510 | $28.61 | 1.27 | 15,800 |
| Los Angeles-Long Beach-Anaheim CA | $76,870 | $36.96 | 0.76 | 14,680 |
| Miami-Fort Lauderdale-West Palm Beach FL | $60,260 | $28.97 | 1.63 | 14,160 |
| Chicago-Naperville-Elgin IL-IN | $69,240 | $33.29 | 0.85 | 11,870 |
| Atlanta-Sandy Springs-Roswell GA | $75,990 | $36.54 | 1.08 | 9,660 |
| Phoenix-Mesa-Chandler AZ | $61,570 | $29.60 | 1.23 | 9,020 |
| Tampa-St. Petersburg-Clearwater FL | $60,820 | $29.24 | 1.96 | 8,750 |
| Philadelphia-Camden-Wilmington PA-NJ-DE-MD | $81,540 | $39.20 | 0.95 | 8,480 |
| Houston-Pasadena-The Woodlands TX | $46,460 | $22.34 | 0.79 | 8,000 |
| Boston-Cambridge-Newton MA-NH | $80,120 | $38.52 | 0.89 | 7,420 |
| Charlotte-Concord-Gastonia NC-SC | $62,490 | $30.04 | 1.63 | 6,800 |
Figures come from the BLS Occupational Employment and Wage Statistics programme, May 2025 release, SOC code 41-3021. OEWS surveys employers, so it reports what is actually paid rather than what job advertisements claim, and it excludes the self-employed. Estimates cover 506 of 528 metropolitan areas — near-complete coverage, which means the ranges above are reliable rather than drawn from a handful of markets. Read the methodology.